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Unsecured Debt

Secured Debt

Signing Up For a New Credit Card? Know Your Rights Beforehand

Five Things Every Consumer Should Know About Credit Card Contracts:

Credit cards are so commonplace that many consumers assume all agreements are standard. You already know how it works - you pay the balance every month or interest accrues. Besides, the contracts are long, full of technical jargon, and tiny font. Most of the information seems like it doesn’t apply to you. Is it really worth reading the whole thing? Here are five reasons not to skip the small print when it comes to your credit card contract:

1. Rates

Do I Qualify for Chapter 7 Bankruptcy in California?

Chapter 7 Bankruptcy Can Help You Start Over Financially, But Do You Qualify? 

Beware of the Debt Settlement Trap


Drawn in by slick advertising campaigns, tens of thousands of Americans are enrolling in Debt Settlement programs in an effort to resolve their debt issues.  Attracted to promises of eliminating more than 50% of their debt by negotiating with their creditors, Americans are unfortunately finding that in most cases the reality does not match the rhetoric. 

Eliminate Your Medical Debt

Unexpected debts from medical bills can happen to anyone.

If you are struggling with medical bills, you are not alone. In fact, the average out-of-pocket medical costs for all medically bankrupt families was $17,943 (American Journal of Medicine, 2009).