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Email To A Friend Know The Difference:
Scams:
Scams, Credit Counseling & Bankruptcy
Ads that tell you... “You can get out of debt with no payments and without filing bankruptcy”.... are a scam. They promise to get you out of debt....but instead....they just steal your hard-earned money....and leave you even deeper in debt or...as they say...even more in the "red".
Present The Promise The Result
Interest
Debt
No
DebtEven
More
Debt
Credit Counseling Re-Payment Plans:Credit counseling organizations promise to get you out of debt, .....but all they can do....at best.... is lower your interest a little on credit cards....and then only some credit cards.
Present The Promise The Result
No
Debt
Interest
Debt
Less
Interest
Debt
Bankruptcy:Others ads promise, but only bankruptcy delivers.
Only bankruptcy can actually gets rid of debt.
Present The Promise The Result
Interest
Debt
No
Debt
No
Debt
Disclaimer: Example concerns non-priority, unsecured debts, like medical bills and credit cards. Result shown assumes a Chapter 7 bankruptcy filing, and no excess equity or excess income.
Want a more in-depth comparison between credit counseling and bankruptcy? (Click here.)
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The Law Offices Of Borowitz, Lozano & Clark, LLP is using this information at the request and permission of the Law Offices of John T. Orcutt, P.C.
